12
Dec
Mbo Luvindao As the festive season approaches, many people are getting ready to take time off, go on holiday and spend quality time with loved ones. Yet, while the Christmas holidays are meant to bring peace, joy, and goodwill to all, they can also strain one’s finances, especially with added Christmas expenses and the start of a new year just around the corner. When I started my professional career, I had a colleague, whom for the sake of anonymity, we will call John. John was a young professional who, like me, was excited about the holiday season. One year he…